Commercial Auto Insurance for Production Companies
Production vehicle exposures are different from standard personal or generic business auto use.
We work with production companies, videographers, photographers, and owner/operators using:
Cargo vans
Grip trucks
Pickup trucks
Production trailers
Rented production vehicles
Personal vehicles used during production work
Whether transporting camera packages, lighting/G&E packages, production carts, or production supplies, production operations regularly involve mobile equipment, changing locations, and fast-moving schedules.
Offerings for production companies
What We Cover
Commercial Auto coverage may help protect against exposures involving:
Company-owned vehicles
Rented production vehicles
Vehicle liability claims
Property damage claims
Multi-location productions
Coverage can often be structured around the operational realities of production work rather than generic business vehicle use.
Hired & Non-Owned Auto Coverage
Many productions rely on rented or personal vehicles during normal operations.
Hired & Non-Owned Auto coverage is commonly used to help address liability exposures involving vehicles the production company does not own directly.
This can become especially important for:
Owner/operators
Freelance crew
Transpo vans
Temporary productions
Multi-location shoots
Equipment Transport & Mobile Productions
Production vehicles are commonly used to transport camera packages, lighting/G&E packages, audio kits, production carts, and other production supplies between locations.
Commercial Auto coverage does not typically insure the production equipment itself.
Production equipment is commonly insured separately under equipment or Inland Marine coverage.
Certificates of Insurance (COI’s)
Production companies frequently need Certificates of Insurance (COIs) issued for:
Studios
Rental houses
Filming locations
Municipalities
Clients and agencies
These certificates may include:
Additional Insured wording
Waiver of Subrogation requests
Specific auto liability limits
Fast and accurate COI handling is often critical to keeping productions moving.
Coverage Built Around Production Workflows
Production schedules move quickly, locations change constantly, and vehicle use can vary significantly from project to project.
We work with production companies, videographers, photographers, and owner/operators who need coverage built around real production workflows.
Frequently Asked Questions
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Hired & non-owned auto coverage is commonly used to help address liability exposures involving rented vehicles or personal vehicles used for business purposes.
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Yes. Personal vehicle policies may not always be designed for production-related business use or equipment transport exposures.
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Vehicle coverage and equipment coverage are separate parts of a production insurance program. Production equipment is insured separately.
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Many production companies use rented vehicles, employee vehicles, or contractor vehicles during production operations. Hired & non-owned auto coverage is commonly used to help address those exposures.
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Yes. Commercial auto certificates of insurance (COIs) are commonly requested for productions, venues, clients, and contracts.