Commercial Auto Production Insurance

Commercial Auto Insurance for Production Companies

Production vehicle exposures are different from standard personal or generic business auto use.

We work with production companies, videographers, photographers, and owner/operators using:

  • Cargo vans

  • Grip trucks

  • Pickup trucks

  • Production trailers

  • Rented production vehicles

  • Personal vehicles used during production work

Whether transporting camera packages, lighting/G&E packages, production carts, or production supplies, production operations regularly involve mobile equipment, changing locations, and fast-moving schedules.

Offerings for production companies

What We Cover

Commercial Auto coverage may help protect against exposures involving:

  • Company-owned vehicles

  • Rented production vehicles

  • Vehicle liability claims

  • Property damage claims

  • Multi-location productions

Coverage can often be structured around the operational realities of production work rather than generic business vehicle use.

Hired & Non-Owned Auto Coverage

Many productions rely on rented or personal vehicles during normal operations.

Hired & Non-Owned Auto coverage is commonly used to help address liability exposures involving vehicles the production company does not own directly.

This can become especially important for:

  • Owner/operators

  • Freelance crew

  • Transpo vans

  • Temporary productions

  • Multi-location shoots

Equipment Transport & Mobile Productions

Production vehicles are commonly used to transport camera packages, lighting/G&E packages, audio kits, production carts, and other production supplies between locations.

Commercial Auto coverage does not typically insure the production equipment itself.

Production equipment is commonly insured separately under equipment or Inland Marine coverage.

Production equipment

Camera packages

Certificates of Insurance (COI’s)

Production companies frequently need Certificates of Insurance (COIs) issued for:

  • Studios

  • Rental houses

  • Filming locations

  • Municipalities

  • Clients and agencies

These certificates may include:

  • Additional Insured wording

  • Waiver of Subrogation requests

  • Specific auto liability limits

Fast and accurate COI handling is often critical to keeping productions moving.

Coverage Built Around Production Workflows

Production schedules move quickly, locations change constantly, and vehicle use can vary significantly from project to project.

We work with production companies, videographers, photographers, and owner/operators who need coverage built around real production workflows.


Frequently Asked Questions

  • Hired & non-owned auto coverage is commonly used to help address liability exposures involving rented vehicles or personal vehicles used for business purposes.

  • Yes. Personal vehicle policies may not always be designed for production-related business use or equipment transport exposures.

  • Vehicle coverage and equipment coverage are separate parts of a production insurance program. Production equipment is insured separately.

  • Many production companies use rented vehicles, employee vehicles, or contractor vehicles during production operations. Hired & non-owned auto coverage is commonly used to help address those exposures.

  • Yes. Commercial auto certificates of insurance (COIs) are commonly requested for productions, venues, clients, and contracts.